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It has been unseasonably cold here and this is one of my favorites tips to keep your self warm . put lotion on when you get out of the shower it seals in moisture and makes you feel warmer yahooBuzzArticleHeadline = “tips to keeping warm without spending a fortune #7″; http://bless-my-budget.com/2009/12/tips-to-keeping-warm-without-spending-a-fortune-7/

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